Chair of Mobile Business & Multilateral Security

Seminar: Digital Euro or Bitcoin: How will we pay in the future?


Basic Information
Type of Lecture: Seminar
Course: Master
Hours/Week: 2
Credit Points: 6
Language: English
Term: Winter 2022/2023
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Content of the Course


Learning Goals and Competency

          • Basic understanding of digital payment methods, such as cryptocurrencies and Central Bank Digital Currency (CBDC) (LGBWL-1)
          • Basic understanding of user perceptions, attitudes, and the concept of technology adoption (LGBWL-1)
          • Ability to conduct systematic scientific literature reviews (LGBWL-2)
          • Communication of the obtained results in a clear and comprehensible manner (LGBWL-4)
          • Critical discussion of all results in the group (LGBWL-4)
Module Description
Following the introduction of the Bitcoin more than 12 years ago, central banks are increasingly researching, and piloting, the introduction of their own type of digital currency, Central Bank Digital Currency (CBDC). In the euro area, the ECB is researching the digital euro, a digital currency that would be used for payments between individuals and institutions. Established payment systems, such as credit/debit cards and digital payment services are now gaining new competitors through cryptocurrencies and CBDC.
With these new entrants, various factors need to be considered to allow for a successful adoption of new payment types and systems for end-users.
The objective of this seminar is twofold:
Firstly, to investigate the payment landscape and ecosystem in more detail, with a focus on cryptocurrencies and CBDC such as the digital euro. To this end, students will choose a topic of their choice and present the results on the topic to the class.
Secondly, students should get to now different scientific concepts and topics of Information Systems research and related disciplines. These concepts include trust, privacy concerns and technology adoption and will be presented to the group during the presentations.
For the seminar papers, students may conduct scientific literature reviews, or use qualitative (interviews, focus groups) or quantitative (questionnaire) methods to answer the research questions posed in their work. Students, working alone or in groups, will receive regular appointments to receive constructive feedback on their ideas and progress.
All updates and information on this course will be available at the website. Please visit the website regularly for additional information, slides and updates on times and locations of the course.
        • Tronnier, F., Recker, M. and Hamm, P. 2020. Towards Central Bank Digital Currency - A Systematic Literature Review". Pacific Conference on Information Systems.
        • European Central Bank (2021). Eurosystem report on the public consultation on a digital euro
        • European Central Bank (2020). Report on a digital euro. Frankfurt am Main, Germany


Title Date Time Room Files
Kick-off  01.11.2022 10:00 - 18:00 RuW 2.202  

Introduction Slides


Presentation 23.01.2023 10:00 - 17:30 SH 3.102  Your presentations will take place in the "Seminarhaus"
Presentation 24.01.2023 10:00 - 17:30 RuW 3.201  
Presentation 25.01.2023 10:00 - 17:30 RuW 3.201  

In order to successfully pass this module, you need to write a paper (60%) and make a presentation (40%). Each partial requirement needs to be passed with a grade of 4.0 or better.

A list of preliminary topics can be found here: 

Seminar Topics

A decision on the final topic per student will be taken during the kick-off meeting. If possible, students can already think about their Top-3 topics and have a look at the related literature.

Please include your Top-3 in this sheet:

Students are free to come up with their own research ideas and topics for seminar papers.The methodologies to be used will be presented and discussed before the allocation of the topics.

Students are still required to work through the methodology of their topic carefully.

Information on exam dates and retake exams will be published on this website at the beginning of the semester.

Due to the pandemic, changes (exam form, exam registration and deregistration deadline, and exam date) are possible. Please read your student e-mails ( regularly and keep up to date with the Examination Office News. We recommend subscribing to the Examination Office News.